EU Regulations 2026

Mandatory regulations for the Financial Services sector for 2026.

Instant Payments Regulation (IPR)

https://www.ecb.europa.eu/paym/retail/instant_payments/html/instant_payments_regulation.en.html

MiCA

https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica

PSD3 & PSR

https://www.ey.com/en_nl/insights/cybersecurity/psd3-and-psr-regulatory-uniformization-for-enhanced-protection

FiDA

https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=celex:52023PC0360

E-invoicing Mandates in France and Spain

https://single-market-economy.ec.europa.eu/news/call-evidence-revise-einvoicing-2025-11-19_en

CCD2

https://eur-lex.europa.eu/eli/dir/2023/2225/oj/eng

EU AI Act

https://artificialintelligenceact.eu/

DORA

https://www.eiopa.europa.eu/digital-operational-resilience-act-dora_en

EU AML Framework

https://finance.ec.europa.eu/financial-crime/anti-money-laundering-and-countering-financing-terrorism-eu-level_en